![]() Your real-time death counter serves as a poignant reminder to cherish each moment, extend kindness and compassion to those around us, and strive for a world where every life is valued and respected. In conclusion, please accept my heartfelt thanks for the meaningful contribution your website has made to my life and the lives of countless others. This capacity for sparking dialogue and encouraging action is a testament to the positive impact your website can have on society as a whole. By offering real-time insights into events that shape our world, you empower individuals to make informed decisions and engage in meaningful discussions. Moreover, your platform's role in raising awareness about important global issues cannot be overstated. This dedication is crucial in today's fast-paced digital age, where misinformation can easily spread. The ability to provide real-time updates on such a significant aspect of human existence showcases your commitment to delivering information that is both timely and trustworthy. ![]() The transparency and accuracy that your website demonstrates are qualities that deserve special recognition. This thoughtful approach not only emphasizes the value of each life but also encourages us to consider our own lives, relationships, and aspirations. It is evident that your team understands the weight of the content you are sharing and the potential impact it can have on visitors. Your dedication to presenting this sensitive information in a respectful and empathetic manner is truly commendable. The current local time in Kuala Lumpur is 80 minutes ahead of apparent solar time. This unique approach compels me to pause, reflect, and contemplate the experiences and emotions that each individual represented by those numbers might have gone through. Sunrise, sunset, day length and solar time for Kuala Lumpur. It transcends the realm of mere statistics, transforming numbers into stories, faces, and legacies. In a world that often moves at an accelerated pace, your platform stands out as a beacon of reflection and awareness.Īs a user of your website, I have found the real-time death counter to be a compelling tool that serves as a poignant reminder of the delicate nature of our existence. I am taking a moment to express my heartfelt gratitude for the significant impact your website's real-time death counter feature has had on my perspective and understanding of life.
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![]() JBSA-Randolph: JBSA-Lackland: JBSA-Fort Sam Houston: do not contact us to check the status of your card until 14 business days have passed.We will create a DoD SAFE link for you to upload your documents. For Non-CAC holders: Applicants withoutaccess to MIL email, please send an email with your name, email address, and a good contact phone number to desired pick-up location's Org Box. For unremarried former spouses, the Defense Enrollment Eligibility Reporting System (DEERS) A database of information on uniformed services members (sponsors), U.S.-sponsored foreign military, DoD and uniformed services civilians, other personnel as directed by the DoD, and their family members.For CAC holders: Applicants with access to MIL email, please send encrypted email to desired pick-up location's Org Box.Please provide a copy of your retirement orders or DD214 if your duty status is changing from active duty to retired. any additional required supporting documentation The Fort Belvoir Police Department provides 24-hour law enforcement, force protection, and community assistance to Service members, Family members, civilians, retirees, and guests of Fort Belvoir and maintains a liaison with federal, state, and local law enforcement agencies and supports installation contingency operations. The DoD is committed to protecting the security of our nation and its people by issuing identification (ID) cards to individuals requiring access to.two supporting forms of unexpired identification.Please ensure you have sent the following:.Step 3: Email the location you would like to pick your ID card from.See your local John Deere Dealer or for complete details. Navigate to the Dependency Redetermination dropdown under the Benefits menu item. Some restrictions apply, redeemable at participating John Deere dealers in the U.S. Using the New Redetermination Process How do you use the new redetermination process Online Use milConnect, at with your Common Access Card (CAC) or DoD Self-Service (DS) Logon. Not applicable towards the purchase of attachments, accessories, field installed kits, weights, hardware, labor costs, fluids (including oils, antifreeze, or DEF), grease, John Deere Merchandise, and Licensed Products. Savings applied to the total before applicable sales taxes, shipping rates, and delivery charges. Receive 20% off the agreed-upon purchase price of OEM replacement parts for 1 – 5 Series Compact & Utility Tractors and equivalent older models. (4)Offer valid on qualifying purchases made between Augand September 30, 2023. Offer available on new equipment and in the U.S. Sales to government agencies, company direct sales or other individuals or entities participating in any John Deere Special Discount Program or Rental Business Program are not eligible. Taxes, freight, setup, insurance, fees, and delivery charges could increase monthly payment. $16.67 per month for every $1,000 financed. Subject to approved installment credit with John Deere Financial. (3)Offer valid on qualifying purchases made 1 August 2023 through 27 October 2023. ![]() Offer is available only on New John Deere Sub-Compact and Compact Utility Tractors only at participating United States dealers. ![]() This offer can be combined with regular installment options. Offer valid for $250 off all New John Deere Sub-Compact and Compact Tractors when purchased with two new John Deere or Frontier Implements purchased from an authorized John Deere dealer. ![]() (2)Offer valid on qualifying purchases made 1 August 2023 through 27 October 2023. Offer is available only at participating United States dealers. See participating dealer for details and other financing options. This can be combined with regular installment options. Save $1000 USD on 1025R Sub-Compact Tractors only. (1)Offer valid on qualifying purchases made 1 August 2023 through 27 October 2023. ![]() If two variables are negatively correlated, a decrease in one variable is associated with an increase in the other and vice versa. A negative correlation means that the variables move in opposite directions. Put another way, it means that as one variable increases so does the other, and conversely, when one variable decreases so does the other. A positive correlation means that the variables move in the same direction. The sign-positive or negative-of the correlation coefficient indicates the direction of the relationship ( Figure). The example above about ice cream and crime is an example of two variables that we might expect to have no relationship to each other. If the variables are not related to one another at all, the correlation coefficient is 0. For instance, a correlation coefficient of 0.9 indicates a far stronger relationship than a correlation coefficient of 0.3. The closer the number is to zero, the weaker the relationship, and the less predictable the relationships between the variables becomes. ![]() The closer the number is to 1 (be it negative or positive), the more strongly related the variables are, and the more predictable changes in one variable will be as the other variable changes. ![]() The number portion of the correlation coefficient indicates the strength of the relationship. The correlation coefficient is usually represented by the letter r. A correlation coefficient is a number from -1 to +1 that indicates the strength and direction of the relationship between variables. We can measure correlation by calculating a statistic known as a correlation coefficient. When two variables are correlated, it simply means that as one variable changes, so does the other. Correlation means that there is a relationship between two or more variables (such as ice cream consumption and crime), but this relationship does not necessarily imply cause and effect. ![]() Ones making insulting offers Part of many university names Flamboyant prop "Black" follower "The gymnasium of the mind," per Blaise Pascal Question that cannot be answered if its answer is "no" Two-wheeler at a charging station "_ away!" Cardinal points?: Abbr. This crossword clue was last seen on JWall Street Journal Crossword puzzle.The solution we have for GameCube successor has a total of 3 letters. This answers first letter of which starts with N and can be found at the end of S. While searching our database we found 1 possible solution for the: GameCube successor crossword clue. The crossword clue possible answer is available in 3 letters. director's term Fast fashion? Office address abbr. This crossword clue GameCube predecessor was discovered last seen in the Jat the USA Today Crossword. Wolf's home Monitor Besides Brunei, the only current sovereign sultanate Creation date, file size and location, for an iPhone photo "That doesn't bother me anymore" Like an F.B.I. or the first five letters of the maestro who conducted its La Scala premiere What Twix bars are sold in Companion of the droid BB-8, in the "Star Wars" universe Ear hair? Calculus calculation Gained some courage What Shøp on "The Simpsons" is a parody of Agronomic analyses A cold wave can produce one Yule log? Sequencing locale Polish Triumphant shout "Black Boy" memoirist Richard Gets the batter out, say "_ poor Romeo!": Shak. " Crew Many a confession on a theater stage Throws, informally "I'm game" Last _ _ Miguel Island, largest of the Azores Currency units in Peru Puccini opera. More answers for DecemRetreated Drop Artificial intelligence system modeled on the human brain Something that gets passed around a lot Golfers Ernie Els and Retief Goosen, for two So much All the king's men? Simple and glib School with the slogan "Ex scientia tridens," familiarly Ancient symbols of life Velcro alternative Democratic leader? Recipe direction Strong, dark quaff The British royal family has one called the Cambridge Lover's Knot Some abbey attire Up "I wasn't going to say anything, but since you brought it up. ![]() Nemesis AIO is now housed in Stream Army Repo.Ībove and beyond, Midian is an all-in-one addon that has taken a step further from general interests. ![]() Just like UK Turk Playlists, Nemesis AIO uses pin system too. VPN required in some parts of the U.S.Ĭhains and Sinister Six addon is the combination of Chain Reaction and other best community addons called Sinister Six addons which includes Hazmats Corner, Odin Place, Ghost Tavern, Wasteland, Mad Titan and Base.Ĭ:\>Goto is a new all-in-one addon for movies, TV shows, TV rewind, sports, Debrid 1-click, live TV, animation, music and Trakt watchlist.ĭeveloped by a group of awesome Kodi addon developers, Nemisis AIO is a navigable and content-rich all-in-one addon with many categorizations. UK Turk Playlists uses pin system to steer users to a specific website to ad-finance the server's maintenance.ĭejaVu is a content-rich AIO addon serving up free and debrid links to wide scope of video streams: Movies, World News Channels, 24/7, Sports, Comedy, Kids TV, Music, Documentaries, World Wide CCTV, etc. UK Turk Playlists is a well-structured addon containing many kinds of live TV and on-demand video streams from its well laid out interface. Loonatics Unleashed is a brand new all-in-one addon that offers movies, TV shows, free 1clicks, IPTV, sports, Anime, retro cartoon, standups and more. With the wide support of, Swift Streamz and multiple torrent providers & debrid providers, any user will find The Crew practical and juicy. The Oath is a multi-source and multi-scraper package addon with a basic scraper pack provided, and it also supports Open Scrapers.Īs a kingly newcomer that has gone viral in all Kodi communities, The Crew is a marvelous Exodus fork with plentiful niche categories. The Oath is a new Exodus fork that has been updated to support Kodi 19 Matrix, it's now available from host505 repository. Black Lightning supports next-up, filters and 1-click play, and it provides both free and debrid links. From the same old exodus sections and categorizations, Revolution offers both free and debrid links in HD and higher quality.īlack Lightning is a new movies and TV shows addon from cMaN's Wizard Repository. Revolution addon is a built-in scraper pack with Open scraper support. Rogue One is a new AIO (all-in-one) addon for watching 1-click movies, trending TV shows, standup comedies, documentaries and fighting sports streams. Navyseal is powered by free scrapers and offers one-click links for movies, TV shows, documentaries, music and other content.ĤK Kodi addon is developed by NaR who has created Asgard addon/ With 4K addon, Real-Debrid users get to enjoy high-quality 4K movie and TV show 1-click links. Navyseal is a new movies and TV shows addon from The South Paw Repository. Sealteam6 is compatible with Kodi Leia and Matrix and provide free and debrid links.įree Live TV is a new live TV and IPTV addon for watching hundreds of US channels including CBS Sports, CBSN, EWTN, HSN, NAU-TV, PBS Kids, AFV, AWE Plus, BBC and a lot more. Sealteam6 is a brand new movies and TV shows addon from The South Paw Repository, where you can also find the popular movies and TV shows addon Navyseal. Purely Wrestling is a great new sports Kodi addon from The Crew repository, Purely Wrestling addon allows you to watch various fighting sports including wrestling for free. Nightwing is a video addon from the Magnetic Repository that offers an assortment of movies, TV shows, documentaries, fitness videos and more sections.Ĭloud 9 is a brand new sports addon for Live Footy/Soccer, Live EPL, UK Sports Channels, US Sports Channels, Fight Sports, Racing Channels, World Channels, WWE/AEW/UFC Replays and more. It offers 10000 Free Movies (Loonatics List) and 1-Click Free Movies (Diamond List) and other plenty of free contents. An integration of the Diamond Shadown and the FSM addon, it aims to provide all the media as fast as possible. Diamond Shadow + FSM (Currently unavailable)ĭiamond Shadow + FSM is a Shadow Fork Real-Debrid video addon that works on the latest Kodi Matrix 19.3. Self-care steps for occasional nosebleeds include: It's important to determine the cause of frequent nosebleeds. Talk to your doctor if you're having frequent nosebleeds, even if you can stop them fairly easily. Call 911 or your local emergency number or have someone drive you. Last longer than 30 minutes even with compressionĭon't drive yourself to an emergency room if you're losing a lot of blood.Involve a greater than expected amount of blood.Follow an injury, such as a car accident.Seek emergency medical care if nosebleeds: Most nosebleeds aren't serious and will stop on their own or by following self-care steps. The lining of your nose contains many tiny blood vessels that lie close to the surface and are easily irritated. Frequent nosebleeds are those that occur more than once a week. Many people have occasional nosebleeds, particularly younger children and older adults.Īlthough nosebleeds may be scary, they're generally only a minor annoyance and aren't dangerous. They may also use a balloon catheter to apply pressure to your blood vessels and stop the bleeding.Nosebleeds, also called epistaxis (ep-ih-STAK-sis), involve bleeding from the inside of your nose. Your doctor may pack your nose with cotton, gauze, or foam. ![]() This involves your doctor burning the blood vessels in your nose with either a heating device or silver nitrate, a compound used to remove tissue. CauterizationĪ medical technique called cauterization can also stop persistent or frequent nosebleeds. ![]() If a foreign object is the cause, your doctor can remove the object. Contact your doctor immediately or go to the emergency room (ER) if you think you have a posterior nosebleed. Posterior nosebleeds shouldn’t be treated at home. Posterior nosebleeds are less common and often more serious than anterior nosebleeds. The blood also tends to flow from the back of your nose down your throat. If you have a posterior nosebleed, you bleed from the back of your nose. You might have a posterior nosebleed that requires more invasive treatment. See your doctor immediately if you’re unable to stop a nosebleed on your own. You can also apply a cold compress over the bridge of your nose or use a nasal spray decongestant to close off the small blood vessels. Repeat these steps if bleeding continues. Release your nostrils after 10 minutes and check to see if the bleeding has stopped. ![]() Lying down can result in swallowing blood and can irritate your stomach. Keep your nostrils closed for 10 minutes, lean forward slightly, and breathe through your mouth.ĭon’t lie down when trying to stop a nosebleed. Make sure that your nostrils are fully closed. While sitting up, squeeze the soft part of your nose. You can try to treat an anterior nosebleed at home. If you have an anterior nosebleed, you bleed from the front of your nose, usually a nostril. Read on to find out about treatments for different nosebleeds. Treatment for nosebleeds will vary depending on the type and cause of the nosebleed. Nosebleeds that occur after an injury may indicate a broken nose, skull fracture, or internal bleeding. Injuries that might cause a nosebleed include a fall, a car accident, or a punch in the face. This may be a sign of a posterior nosebleed, which is more serious. However, you should seek medical attention if your nosebleed lasts longer than 20 minutes, or if it occurs after an injury. Most nosebleeds don’t require medical attention. Other common causes of nosebleeds include: Frequent nose blowing is another cause of nosebleeds. Taking antihistamines and decongestants for allergies, colds, or sinus problems can also dry out the nasal membranes and cause nosebleeds. If your nose is scratched or picked, it can bleed. ![]() This dryness causes crusting inside the nose. Living in a dry climate and using a central heating system can dry out the nasal membranes, which are tissues inside the nose. If you have frequent nosebleeds, you could have a more serious problem.ĭry air is the most common cause of nosebleeds. A sudden or infrequent nosebleed is rarely serious. In the Rio Grande Valley, Mexican drivers without toll tags make up only a small part of the traffic on the tolled State Highway 550, but the Cameron County Regional Mobility Authority isn TMt able to bill them, either. However, he said, such enforcement methods are too costly to justify with lost revenue from foreign drivers so low.Įl Paso isn TMt the only border community running into this issue. If the agency TMs inability to bill Mexican drivers becomes a larger problem, Telles said, the mobility authority could partner with the El Paso Police Department to use automated license plate readers to catch cars that frequently drive on the roads without paying. TxDOT and the local mobility authority plan to build two more tolled roads in El Paso: an additional highway near the border and another route in the north of the city. The Harris County Toll Road Authority doesn TMt allow users to register cars with foreign license plates.Ĭonstruction is already underway on another tolled highway in El Paso ” the Border West Expressway, a more than $600 million project that aims to better connect the east and west sides of the city, Telles said. The North Texas Tollway Authority has about 40 electronic payment accounts associated with Mexican addresses, although spokesman Michael Rey said he couldn TMt say how many cars are associated with those accounts. More than 5,300 cars with Mexican license plates are registered with Texas Department of Transportation toll tag accounts. Some Mexican drivers have purchased tags to pay Texas tolls electronically, but it’s tough to know how many because three separate agencies oversee electronic tolling. Mexican drivers are not charged unless they have a toll tag, Telles said. The local mobility authority, which oversees pay-by-mail tolling, can’t send bills to drivers with Mexican license plates because it doesn’t have access to addresses associated with them. Drivers who use the lanes must have an electronic toll tag or their license plate is photographed and the driver mailed a bill. Like many other tolled roads in Texas, they have no toll booths. Before they opened, several local politicians, including Pickett and former El Paso Mayor John Cook, opposed the tolls because they would be enforceable only for U.S. ![]() The first two tolled lanes in El Paso were added last year along a nine-mile, four-lane stretch of Loop 375 along the border. It will be a matter of time before people figure out if you TMve got a foreign license plate, you TMre not going to get a bill. If more and more people with foreign license plates figure out there TMs no way for us to enforce it, then I think you will see more people from Jurez using it, said Pickett, chairman of the House Committee on Transportation. ![]() Joe Pickett, D-El Paso, said he anticipates an jump in the number of drivers from Ciudad Jurez, Mexico, using the tolled lanes. The number of Mexican plates using the roadway are significantly smaller than we thought.”īut as the number of tolled roads in the U.S.-Mexico border city increases “and more foreign drivers learn they can use them for free ” state Rep. TxTag Login: Many public and private routes impose tolls on toll. The numbers for Mexican users are so low that it TMs really not a problem, said Raymond Telles, who heads the Camino Real Regional Mobility Authority. TXTag is an electronic toll collection system used to pay tolls in the state of Texas. Vehicles with Mexican license plates that the agency can’t bill have made up roughly one percent of the traffic on El Paso’s only two toll lanes since they opened in January 2014. drivers will be required to pay.īut the head of the local tolling authority says the issue hasn TMt resulted in significant lost revenue for existing toll roads. In July, it will launch a $10 prepaid account option for drivers who use the toll roads less frequently.As El Paso prepares to open new toll roads, officials’ inability to mail bills to Mexican drivers means only U.S. The NTTA currently offers $20 and $40 prepaid accounts. The rate increase also helps fund our capital plan, including the current expansion of the Dallas North Tollway." "This increase in toll rates will help NTTA repay $9.5 billion borrowed to construct our system of safe, clean and convenient toll roads. "The best option for every driver is to open a TollTag account to receive the lowest rate on toll roads," said NTTA Board Chairman Marcus Knight. ![]() The rate hike for everyone else will help offset the rising cost to send pay-by-mail bills and the uncertainty of people paying those bills. ![]() The penny increase for TollTag users is part of the NTTA’s previously announced plan to raise rates every other year. New ERCOT website to warn of possible power shortagesĪs the temperatures rise this summer, ERCOT is rolling out a new system to give Texans a heads up about when they may need to conserve energy. ![]() The winner can be awarded points or can get to keep the black question card that won him the round. The person who has the best answer wins the round. Then the Card Czar will choose their favorite answer to the question. All Bad CardsĪfter shuffling, the Card Czar will read the black card along with all submitted answers. Here are some sites where you can play online Cards Against Humanity or at least, a close resemblance of it. Yes, you can play Cards Against Humanity online free with your friends. Can I play Cards Against Humanity Online with friends? Personally, I’d suggest you keep the video cameras on to check out your friends’ reactions. You can also set up a zoom call among your friends, join Cards Against Humanity online multiplayer, and see who comes out as the winner. You can use physical cards or play the Cards Against Humanity online game. Whoever has the best reply to that question or the incomplete sentence, wins the round. The purpose of the game is to find the wittiest and cheekiest reply to the question asked. The remaining 500 cards are white which contain responses. Out of these, there are 100 black cards that contain random questions and incomplete sentences. What is Cards Against Humanity all about?Ĭards Against Humanity is a card game where your chances of winning are decided by how witty, or dirty, your answer can be. Now, if you are ready to let loose, let us brief you about the card game and how Cards Against Humanity play online. ![]() Crystals can be cleansed and charged by placing them in direct sunlight or by placing them in moonlight and leaving them outdoors, while gems may need to be cleaned with specific cleaning solutions. Gems are usually treated to preserve their color and clarity, while crystals don’t require any treatment. Crystals are believed to be able to help individuals heal spiritually, mentally, and physically, while gems are thought to enhance beauty and promote emotional well-being.Įvery gem and crystal is different and has its own set of properties, so it’s important to research each one to find out what type of healing effects it’s likely to have. Healing PropertiesĬrystals are believed to have powerful healing and spiritual properties, while gems are believed to have more natural and physical healing qualities. Crystals can also form in the laboratory as part of certain chemical processes. Crystals, on the other hand, are found in sedimentary, igneous and metamorphic rocks. Gems are also found in sedimentary rocks like siltstone and sandstone, as well as in basalt and conglomerates. Gems are typically found in exploitable deposits that are often dug up for mining, while crystals are found in a variety of geological contexts, including geological faults, caves, volcanoes, and hydro-geological systems. Gemstones like diamonds can be very scarce, which makes them extremely valuable. Crystals are usually sold in a variety of shapes and sizes, while gems are usually sold as single stones or in small lots.Ĭrystals can be found in a variety of places, but gems are typically mined and some can only be found in certain regions of the world. While crystals are abundant in nature and are usually sold in their raw form, gems are usually rare and therefore more expensive. Gems and crystals also have different rarity levels, which means that they can vary widely in terms of cost and value. On the other hand, many people use gems to simply create something beautiful. They can also be used for relaxation and meditation, as well as for healing physical or emotional pain. In addition, Crystals are often used for divining, dowsing, and for gaining insight into the future. Crystals are believed to have the power to strengthen the body’s energy centers and balance the mind, body, and spirit. Gems are most often used in jewelry and other decorative items, while crystals find use in a variety of metaphysical and spiritual healing practices. They are believed to be able to absorb negative energy and create a positive energy flow, while gems are thought to promote health and provide protection. The most common gemstone colors are blue, red, purple, pink, green, and yellow.Ĭrystals come in many shapes, sizes, and colors, which is why they’re often associated with magical powers. ![]() Gems, on the other hand, are usually richer and deeper in color. Crystals can come in all the colors of the rainbow and even include hues that don’t exist in the visible spectrum. The colors of gems and crystals vary greatly. The crystalline structure can give them added strength and durability, while gems are generally more delicate and prone to wear and tear with use. In addition, crystals tend to be harder than gems due to the structure of their molecules and atoms. While some gems may be transparent, they are usually slightly hazy or milky. Crystals are transparent and can allow light to pass through, while gems are mostly opaque and may let light pass through to some extent. Transparency is another marked difference between the two minerals. Since crystals are naturally occurring, it’s difficult to replicate their unique forms, but gems can easily be crafted into different shapes. In addition, crystals tend to be prism-shaped with facets on their sides, while gems are cut into regular shapes with symmetrical patterns. Crystals tend to be highly durable and can have a low refractive index, while gems tend to be more fragile and can have a higher refractive index. The refractive index measures how light interacts with a material. The refractive index is an important factor to consider when looking at the differences between gems and crystals. This is because Gems are typically made of layers of minerals that are cemented together, while Crystals are made up of individual molecules and atoms built into a lattice structure. Crystals are mainly made of silicon dioxide, while gems are made from a variety of chemical elements.Ĭrystals consist of all sizes, shapes, and colors and tend to transform into unique shapes by themselves over time, while gems maintain their shape over long periods of time. Gems are formed as a result of chemical and atomic reactions deep within the Earth’s crust, while crystals are formed from minerals and other substances found in sedimentary, igneous and metamorphic rocks. But ballpark, 4% of 900k is 36k/year (before taxes) so you'd likely be fine, assuming some SS. But, again, a lot can happen in 15 years. That will tell you if 900k is enough, or if you need to A) save more or B) plan to spend less. If you will get 2/3 of your 90k from a pension, AND you are eligible for SS, then you should be able to make an educated guess about what you'll need to draw from your portfolio. So, we may end up spending more early in retirement.Ħ-7 years from retirement now if all goes well. Note that, upon reaching SS, our pension and SS payments will pay for the vast majority of what we need and reduce our withdrawal rate to 2% or less. $10k/month will provide a "do anything we want" (more or less) lifestyle. Likely we will be somewhere in between, depending on how much we help our kids out. I am likely considered HNW, and have budgeted $60k/year spending, after taxes, at the low end (base expenses, minimal travel) and $130-140k at the high end. Similarly, if you plan to buy a second home, you'll have that to pay for. If you plan to fly business class 3x per year, well, you'll need more than if you go camping. The things you can foresee and make guesstimates for are 1) pension and SS cashflows 2) mortgage or paid off house 3)Medicare or some other form of heath insurance 4) costs for food/entertainment/travel. 15 years out, it's difficult to estimate your retirement expenses, though it's not impossible. So, what others may do (or plan to do) should have no bearing on your plan. There are retired posters here who have $20m, and others who have much less than $1m. We've got a number of years (more than 15, but less than 20) to correct things if it isn't going to work. I guess my main question is: Does anybody spend significantly more than $90k/year in retirement? OR, maybe you don't but you see some giant holes in my projections and how I'm hoping our retirement will play out. We're hoping to travel quite a bit and/or get a second home to enjoy when our kids have kids and pass down to them once we're gone. ![]() And I've conservatively assumed we'll have $900k in our investments at age 55 when I retire. I'll have health insurance for me and my husband in retirement so that should save us a bit. ![]() I always assume $30k in addition to my projected pension which should be about $60k. What does everybody spend annually in retired not including your mortgage. I'm working through my projections and always get hung up on how much to assume I'll spend annually once I'm done working. Good morning! This is my first post, but I'm a long-time lurker. We also like to rent cars and drive around so it could cost quite a bit, and also some cruises are more expensive than others. We did however travel a lot and more than half of the time international - sometimes half way around the world e.g. ![]() Nothing extravagant, we monitor for “good deals” and acted swiftly since time is what we have. We've got some international travel on our bucket list and I'm wondering if $24k is a good baseline for that type of vacation? Are you traveling extravagantly to get to that $24k price point? I don't expect to fly business class, but I was hoping to be able to at least book a trip when we felt like a vacation. ![]() In our 4th year of retirement with neither mortgage nor debt, averaging: 12k for property taxes + 72k for regular expenses + 24k for travel (when applicable) for a total of roughly 108k/yr after taxes and donations.Īfter working out our current monthly expenses and what I'm *thinking* they'd be in the future, this seems like it would be similar to our situation. |
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